MSIG MOTOR INSURANCE

This offer is brought to you directly by ORIX Asia Insurance Services Limited and MSIG Insurance (Hong Kong) Limited

 

Content:
Designated Electric Car Models Enjoy Below Exclusive Benefits^:

 

Plan Highlights

• Cover third party property loss or damage as a result of an accident arising out of the use of your car up to HK$2,000,000
• NCD Protector – maintain your existing No Claims Discount (NCD) at renewal even if you make a claim within a year
• ‘New for Old’ Replacement Vehicle
• Windscreen Damage Excess Waiver
• Up to HK$80,000 medical expense benefits
• Up to HK$400,000 motor personal accident benefit
• 24-hour Vehicle Assistance Services

 

Comprehensive Insurance

NCD Protector
You can maintain your existing No Claims Discount (NCD) at renewal even if you make a claim within a year provided that:

a. after the application of excess, the claim amount does not exceed HK$100,000 or 20% of the sum insured (whichever is the less); and

b. No third party bodily injury is involved in the claim.

Windscreen Damage Excess Waiver
Cover up to HK$20,000 depending on car model

‘New for Old’ Replacement Vehicle
If your car is less than 1 year old (from the date of its first registration) and sustains a total loss, we will pay in cash or give you a new one of the same model and make without deducting any depreciation*.
*The first registration of the car must be made within 12 months from the date of its manufacture.

Medical Expenses Cover
Cover the medical expenses from bodily injuries sustained in an accident to your car up HK$80,000, benefit extends to physiotherapist treatments (HK$800 per visit).

Motor Personal Accident
Up to HK$400,000 compensation will be provided to cover death, loss of limbs or sight for you or any named driver in the event of an accident while driving your car.

Vehicle Assistance Services
a. 24-Hour Emergency Roadside Assistance
b. 24-Hour Free Towing Service
c. Alternate car when your car is stolen or immobilised due to an accident
d. 24-Hour Claims Advisory Service
e. 24-Hour General Advisory Servicey

 

Third Party Insurance*

This policy pays the amount which you or your authorized driver is legally liable for:

• Death or bodily injury to third party
• Damage to third party property as a result of an accident arising out of the use of your car up to HK$2,000,000

* Third Party Insurance is not applicable to all models

^ For details of electric car models, please contact  3122 6734 or click “Quote Now”

 

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

By clicking the “Quote now” button, you will be leaving our website to access MSIG Insurance (Hong Kong) Limited (“MSIG”)’s website where their terms of use and privacy policies will apply to you. Please ensure that you understand MSIG’s product features and terms before purchasing.  

Terms & Conditions:

1. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions shall be subject to the decision of ORIX Asia Insurance Services Limited (“ORIX”) and MSIG Insurance (Hong Kong) Limited (“MSIG”), which shall be final and binding.
2. In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.
3. The above is intended as a general summary of information for reference only and do not constitute any part of the insurance policy. Please refer to the English version of the policy for the plan coverage, terms and conditions and exclusions.
4. Private Motor Insurance is underwritten by MSIG which is authorized and regulated in Hong Kong by the Insurance Authority. ORIX is an insurance agent authorized by MSIG. Premium will be payable to MSIG upon application. MSIG would provide ORIX with commission as remuneration for distribution of the plan.